RSU Tax Strategyfor Executives
Equity awards like RSUs can unlock extraordinary value—but they also introduce real taxation challenges. We specialize in crafting intelligent tax strategies for executives who want to preserve more of their equity's worth.
Why Executives Need Tailored RSU Strategy
RSUs are typically taxed at vesting, and default withholding generally falls short—particularly for high earners. Executives are left with unexpected balances due at tax time or miss planning opportunities that could lower their overall tax burden.
Your equity should not catch you off guard—it should work for you.
Default Withholding Falls Short
Particularly for high earners, standard withholding often leaves unexpected balances due at tax time.
Missed Planning Opportunities
Without strategy, executives miss opportunities that could significantly lower their overall tax burden.
Complex Timing Decisions
RSU vesting schedules require sophisticated planning to align with income projections and long-term goals.
Comprehensive RSU Tax Strategy
We work closely with you to establish a strategy that aligns with your income level, equity timeline, and long-term targets
Vesting Date Assessment
Assess future vesting dates against broader income projections for optimal tax timing.
Hold vs. Sell Analysis
Determine whether to sell immediately or hold for capital gains treatment based on your situation.
Withholding Gap Management
Manage tax withholding gaps to prevent penalty payments or unexpected tax surprises.
Charitable Strategy Integration
Incorporate charitable strategies like donor-advised funds to offset RSU income effectively.
Strategic Tax Move Timing
Leverage RSU income events to strategically time Roth conversions or other tax-sensitive moves.
Scenario-Based Planning
Custom-tailored forecasts that provide guidance for real-time decision-making as your career evolves.
Beyond RSUs: Stock Options & Broader Equity Planning
RSUs get the spotlight, but they're usually paired with other equity types that require distinct strategies
Incentive Stock Options (ISOs)
Non-Qualified Stock Options (NSOs) & ESPPs
Each equity type influences your tax life differently—we help you see the full picture.
Executive-Level Guidance with Real-World Experience
We don't hand out templates. Richmond Street Advisors works exclusively with professionals who want maximum precision and discretion in their tax planning.
Senior Leaders at Tech Companies
Pre-IPO and public tech company executives with complex equity compensation packages.
Founders with Multi-Round Equity
Startup founders managing equity awards across multiple funding rounds and vesting schedules.
Executives in Transition
Leaders undergoing liquidity events, job transitions, or major career changes.
You will receive scenario-based planning that evolves with your career, all led by senior CPAs who understand the pressures—and opportunities—unique to high-level equity holders.
What You Can Expect
Your RSU tax strategy as an executive becomes part of a cohesive, long-term plan when you collaborate with us.
We ensure your RSUs become part of a strategic, long-term wealth-building plan.
Cohesive Long-Term Planning
Scenario-based planning that evolves with your career, coordinated with your broader financial strategy.
Let Your Equity Work Smarter
Your RSUs are more than just part of your paycheck—they're a major part of your future. Let Richmond Street Advisors establish the RSU tax strategy that ensures you're capturing every opportunity available.